With a minimum 1895 Morgan silver dollar value in the hundreds of dollars, your coin is very scarce and very desirable to collectors.
Relatively few 1895 dated silver dollars exist today. Original mintages at the time were only a fraction of most other dates. Because of its rarity a coin of this importance requires a close inspection to realize its full value.
Of particular interest is the mint that struck the coin. Silver dollar collections are often formed around the different mints striking coins and in 1895 only two mints were involved. A distinctive "mintmark" was used by each and placed on the reverse. View the detailed description and close-up image of the mintmark location; see the section after the value chart.
Next to consider is condition. Because of quickly rising value in above average condition, specifically "uncirculated" condition, your 1895 silver dollar needs a careful assessment.
Pictured to the right is an example with just a trace of wear to its surface, noticeable because the shimmer of mint luster is missing. It remains a desirable coin but, as a result of the slight wear it is no longer considered as "uncirculated." This coin is worth approximately $1000. Highlighted further down the page is the auction appearance of a true uncirculated 1895-O dollar with a value of over $30,000.
Your coin is scarce and subtle differences determined its worth. 1895 Morgan silver dollars are valued both by their condition and the particular mint striking the coin.
Look to the reverse of your old silver dollar to find important mintmarks. These small letters identify the mint striking the coin. Towards the lower rim, between the "Dollar" and the ribbon holding the wreath is where either the San Francisco mint placed an "S" or the New Orleans mint an "O."
|1895 Morgan Silver Dollar Values|
|Condition of Coin|
|1895 Morgan Silver Dollar Values Updated||10/5/2015|
Top condition 1895 Morgan silver dollars are highly sought by collectors. Regrettably, most entered circulation at the time and quickly developed wear. Combine wear with the normal bumps and nicks of use and a circulated coin is no longer as nice as first minted. However, in any condition all are scarce representing a challenge to find commanding prices above one hundred dollars.
At the high end of preservation an 1895 is a very rare dollar. As an example, passing the rigorous grading standards for the "Uncirculated" or referred to as "Mint State" in grade, the 1895-O pictured is one of the top condition examples known. Bright silver luster still shines from surfaces not disturbed by wear and heavy contact marks.
Absolutely a tough coin to find, and very rare in choice condition, collector value is startling. Placed in a David Lawrence Rare Coin Auction this mint state 1895-O Morgan dollar was bid to $33,350. The fact this coin is "as minted" and never circulated and worth tens of thousands of dollars to collectors is startling. Clearly a huge value difference because of condition requires a careful assessment of your coin. Review the NGC-PCGS intro page, your 1895 dollar is a good candidate for these services.
Is your silver dollar mint state? Condition is one of the key elements in an accurate determination of coin values. Within the hobby, seeking mint state or "uncirculated" condition silver dollars is high on the list of collectors, here also is where you find top values. Holding your coin next to the images and referring to the descriptions, establishes its "grade" and accurate value.
Uncirculated: A very high 1895 Morgan silver dollar value is reserved for "Uncirculated" examples or also known as Mint State. Coins in this "brand new" condition are the highlights of collections. The minting process imparts a delicate frosty luster to the surface of coins. When titled, light on an uncirculated coin reflects in bright bands uninterrupted from rim to rim. Confirm your coin is uncirculated by examining Liberty's cheek and chin area, any wear across these high points shows as a break in luster.
Extremely Fine: Wear has started to diminish small details of the hair just behind Liberty's ear and forehead. Further behind the ear the folds of the cap are now just slightly flattened. On the revere, small amounts of wear are visible on the tops of the wings, and obvious on the neck and breast feathers. Light overall wear defines an 1895 Morgan silver dollar in "extremely fine" condition.
Fine: Once distinct and well defined features of Liberty are now reduced by moderate wear, lowering the grade to "fine" condition. Leaves surrounding the cotton blossoms are only outlines lacking inner detail. Many finer strands of hair have worn to the point of combining into larger flattened areas. Your silver dollar gives the impression of wear but not excessive.
Good: Lack of design defines this old silver dollar as "Good" condition. Liberty is mostly an outline, once a cap, hair curls and head band are now obscured. Lettering often connects to the rim in places but must remain readable. Lack of any hair line above the forehead places this coin solidly in this lower grade. Still collectable, despite heavy wear, your 1895 Morgan silver dollar value reflects its rarity.
Morgan Silver Dollar Values | Popular and Valuable
Silver dollars are Popular, very Popular… finding a Morgan silver dollar in your box of old coins is finding a coin worth at least $18.88 . Now determine its date, mintmark and condition, refer to the chart and its value is often surprising.
Complete Silver Dollar Values
Including more relating to your 1895 Morgan silver dollar value. These early dollars are becoming valuable. Easily find how much your old coins are worth.
Covering Bust Dollars beginning in 1794 next Seated dollars through Morgan and the last of the Peace silver dollars. All include value charts, alongside grading images to find the accurate value of your old dollars.
Coin Values Discovery finds... 1895 Morgan Silver Dollar Value and...
Today there is a wide range of common to rare coin values found in your box of old coins. From your old pennies to gold coins, all US coin series are covered. Check value charts, identify mintmark locations and judge condition using grading images… all combine to accurately discover the value of your old coins.
Recommendations on basic supplies that greatly improve coin storage. Providing for safe handling, preserving of value and organizing your box of old coins. Old silver dollars need a certain amount of careful handling to maintain their appeal to collectors. Housing them safely is covered in the Safe Coin Storage article.